Determining how to adjust your strategy as you near retirement can feel complicated. Together, we’ll help you create a plan that balances the need for short-term cash flow with the desire to continue growing your nest egg throughout your years as a retiree.
After we’ve created a financial plan, we need a vehicle to get you to the retirement you’ve always imagined. That’s where your investment portfolio comes into play.
Our portfolios are designed to maximize our client’s probability of success, no matter what that means to them.
While each client’s specific needs and goals will be different there are several key attributes that are common to all of our portfolios:
- Systematic – Each strategy uses a repeatable process to reduce or eliminate emotion when making investment decisions
- Transparent – All of your holdings are visible to you every minute of every day so you know exactly what you own and why you own it
- Evidence-Based – Each strategy is grounded in academic research and not storytelling
- Low Cost – Our portfolios are executed with Exchange Traded Funds (ETFs) which provide cost-effective, liquid, and tax-efficient exposure to the asset classes that make up our client’s portfolios
iNNOVA Wealth Classes
Sign up for our highly informative seminars taught by seasoned financial planners.
Each course provides real world information and tools to help simplify the complexities surrounding retirement, tax planning, investing and general financial planning.
TOP 5 POTENTIAL TAX CHANGES UNDER A BIDEN PRESIDENCY
Planning is a huge part of what we do here at iNNOVA so we think it’s important to understand what to expect (and begin to plan for) if there is a change in the White House after the upcoming election. Everyone should be familiar with […]Read More
Election Day is Coming! Should You Make Portfolio Changes?
One of the most common questions our advisors have been asked in the past couple months is: Should we be moving our investments to cash due to the upcoming election? And while our answer consistently has been that this election carries a tremendous amount of […]Read More
Negative Rates: What do they mean?
In early March 2020, amidst the realization that the Coronavirus pandemic was going to remain a major medical, social, and economic health risk, the US Federal Reserve slashed the fed funds rate target to 0-0.25%. Investors were then soothed by Fed guidance in June that […]Read More