As a product that goes hand in hand with our untimely demise, life insurance isn’t exactly a fun topic to dwell on for too long! Still, it’s perhaps the most important piece of asset protection that we can put into place, so it’s worth our […]
Read MoreImportant Changes for 2023
As I’m sure everyone is aware, we’ve seen an historic increase in inflation during 2022 and while no one is happy paying higher prices there are a few silver linings to explore. To start, tax bracket changes could increase post-tax income in 2023 as thresholds […]
Read More4 Smart Money Decisions During A Down Market
Most investors understand the stock market is having a difficult year. But some investors are less aware of the fact that 2022 is shaping as one of, if not the worst year on record for fixed income investments and balanced portfolios also. Traditional guidance would […]
Read MoreWhat Might Your Social Security Benefit Be in 2023?
According to the Senior Citizens League (I know, they sound like a group of superheroes that can use laser vision to clip coupons from circulars at the speed of light), our favorite element of Social Security benefits, the Cost-of-Living-Adjustment or COLA, is anticipated to net […]
Read MoreFinancial Benefits of Hiring Your Kids in the Family Business
Bringing your children into the family business has its pros and cons that range from teaching kids strong work ethics to alienating other employees due to nepotism. Many parents may not even want their children in the family business at young age so they can […]
Read MoreHow Rising Rates May Impact Your Portfolio
How Rising Rates May Impact Your Portfolio The Federal Reserve has acknowledged that the post-pandemic inflation we have seen isn’t as transitory as once hoped. Supply chain issues haven’t cleared up as quickly as expected and inflation is beginning to take its toll. In an […]
Read More4 Important Changes with SECURE Act 2.0
On March 29th, the House of Representatives voted 414-5 in favor of the “Securing a Strong Retirement Act of 2022” or as it is better known, SECURE Act 2.0. Next the bill will go to the Senate and if passed will expand on the SECURE […]
Read MoreRussia Could Default on Debt as Sanctions Cripple Economy
The devastating war and humanitarian crisis in Ukraine continues to remain in the forefront of news outlets and in the hearts of individuals around the world. Russia has beenthe recipient of financial sanctions from the west, including freezing over $300 billion of foreign reserves due […]
Read MoreMonte Carlo Analysis: Are you using this powerful tool when planning for your future?
A few blog posts ago, we examined the 4% retirement rule of thumb. The 4% rule was based on William Bengen’s examination of every rolling 30-year period from 1926 to the mid-90’s. He found that during that time period, a retiree could withdraw 4% of […]
Read MoreIs This Volatility Normal?
As many have noticed, markets have been extremely volatile this week, first heading into correction territory and then bouncing right back.1 In the moment these might seem like out of the ordinary moves, but are they? The simple answer is not really. These things happen […]
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