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Blog

Is Too Much Information Bad for Investors

December 5, 2019 by Ian Foster

Is Too Much Information Bad for Investors You’d be hard pressed to find an investor who thought that more information is a bad thing and in general, we agree with that.  However, people react to different information in different ways.  Let’s take a look at […]

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Credit Cards: But What About the Points?

November 24, 2019 by Ian Foster

In the right hands, credit cards can be a powerful financial tool. They add protection and convenience to the transactions we make every day. Oh yeah, they also have reward points. Not sure if you knew that… We all love points, but it can be […]

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Is Retirement a Palindrome

October 20, 2019 by Ian Foster

  What do the words racecar, level, deified and kayak all have in common?  They’re palindromes, which means they’re the same word if you reverse the letters.  Pretty cool, right?  Today we’re going to look at whether Retirement is a palindrome, but first let’s set […]

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7 Financial Secrets of Successful Retirees

September 15, 2019 by Ian Foster

Everyone loves a success story and we at Innova are certainly no different. One highlight of our job as financial advisors is hearing our client’s success stories. What’s most surprising to us is that the success stories we hear rarely include multi-million dollar incomes filled […]

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HSA: Are You Aware of This Valuable Retirement Planning Tool?

August 14, 2019 by Ian Foster

Remember the first time you tried sushi? After my formative years of mom cooking chicken at 385° for somewhere in the neighborhood of 10 hours until it was deemed safe to eat, raw fish was a tall order. I nervously took the plunge with a […]

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10 Reasons to Update an Estate Plan

July 22, 2019 by Ian Foster

10 Reasons to Update Your Estate Plan Change in Marital Status. Separation, marriage and divorce all require major changes to an estate plan. Also, if you’re planning on getting married there could be some prenuptial planning opportunities to be considered.   Change in Financial Status. […]

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Retiring Early Part 2

June 29, 2019 by Ian Foster

Part 2 of our letter will offer some tips and strategies to move you closer to that early retirement! In your 20’s – Save Early and Save Often In your 20’s, you have one of the most valuable investing tools to work with… Time! Investing […]

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Retiring Early Part 1

June 17, 2019 by Ian Foster

Most Americans look forward to retirement. These will be the days when their lives no longer revolve around work. Enjoying life in retirement could range from helping with the grandkids, teaching at the local community college, to playing a weekly round of golf with buddies. […]

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D – E – B – T: Not always your typical 4 letter word

May 16, 2019 by Ian Foster

A lot of ink has been spilled over the concept of debt and how it relates to one’s personal finances.  Often times a specific answer is put forth from so called “experts” with a firm and decisive rule like “avoid debt like it’s the plague!!!”  […]

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What is Brexit & How Does It Impact Your Investments?

April 12, 2019 by Ian Foster

Brexit is one of those terms that you may have heard at the last dinner party. We think we understand what’s going on, but do we? It’s like Bitcoin or a New Yorker cartoon; we know it means something, we’re just not actually sure what. […]

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