A lot of ink has been spilled over the concept of debt and how it relates to one’s personal finances. Often times a specific answer is put forth from so called “experts” with a firm and decisive rule like “avoid debt like it’s the plague!!!” […]Read More
What is Brexit & How Does It Impact Your Investments?
Brexit is one of those terms that you may have heard at the last dinner party. We think we understand what’s going on, but do we? It’s like Bitcoin or a New Yorker cartoon; we know it means something, we’re just not actually sure what. […]Read More
SPECIAL ANNOUNCEMENT! (and TOD Accounts – what they are and should you consider them?)
Before we get started, on an exciting note our team at Innova Wealth Partners is proud to announce “We Won!” We want to thank those individuals that nominated us and voted for us! In 2018, a total of 343,842 votes were placed for all contestants. […]Read More
Big Birthday This Year?!?!?!
Are you having a milestone birthday this year?! There are a set of important ages when it comes to retirement planning and we thought it would be a great way to kick off our newsletters this year with a reminder for all of […]Read More
No (Short Term Investment) Pain, No (Long Term Investment) Gain!
No, this isn’t a post on the best workouts and you won’t see Jane Fonda with 80’s hair as you scroll down the page (or maybe you will, you’ll have to read to find out). Today we’re going to take a look at a topic […]Read More
Roth Conversion: How What You Learned on a Playground Can Help You Decide if One is Right for You.
Roth conversions are a hot topic in the soon-to-be, and recently, retired circles and there’s good reason behind this. A well timed and executed Roth conversion strategy can potentially save you thousands of dollars in federal tax liability over the course of your retirement. Read […]Read More
Why ‘Average’ Just Doesn’t Cut It with Investments
“What’s the average return I should expect from my investments?” It’s a common question we hear from clients when discussing new investment options, portfolio performance, or in general discussion. While it’s clear the intention of the question is meant to understand the opportunity for growth, […]Read More
The Retirement Enhancement and Savings Act of 2016 and What it Means For You
For years, hard working couples have maximized their 401(k), 403(b), and IRA contributions for two important goals: 1) Income in retirement, and 2) efficient generational wealth transfer. The latter goal may need to be readdressed in reaction to a portion of the proposed legislation Retirement […]Read More
ETF v. MF
ETF v. MF In our February newsletter, we’ll look at two major investment vehicles in the current investment landscape; mutual funds and exchange traded funds or, ETFs. We’ll run down the key attributes of a mutual fund and an ETF and two of the key […]Read More